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DakotaMan2002
GenIII
12/04/2002
22:54:59
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 Subject: RE: WHEN DO REPO BEGINS????
IP: Logged
Message:
Just some advice too..
The habbit I got into with my payments was i sent them alittle extra every month and after a few months you'll be ahead by 1/2,1 or 1 1/2 payments...as for me as of my Dec Bill I am 1 payment ahead of the game.
That way if you do get into problems you have a month to get everything back to normal.
Another way i look at it..
Send them as much as you can a month
It pays off in the long run...
my $.02
DakotaMan2002
Home Brew Air intake,Relocated IAT
S-Bolt mod
Home Brew Grill Insert,Bug Guard
Window Visiors,DoorEdge Guards,Tail Light guards
Blaupunkt Austin Head Unit
Kenwood 3-ways {front},Infinity Reference{Rear}
Profile 300watt mono amp, (2) 10
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BigJoe
Dodge Dakota
JOIN HERE
12/04/2002
23:34:53
| RE: WHEN DO REPO BEGINS????
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Message:
Effing Chrsler came and got my truck two days after two months late. My payment got returned to my PO Box so I never realized they never got that one (there were also issues about being able to contact me at the time that I won't get into). They pulled my dad's car into the street then took my truck. I had to pay the two months of missing payments, the next one, and a four hundred dollar repo-fee. Not to mention I had to go thirty miles south west to get my truck, pay $25 to get it released from the auction house, then and this is what pisses me off WHEN I GOT MY TRUCK BACK IT WAS LOW ON GAS, AND HAD AN EMPTY FRITOS BAG, AND CANS OF SODA IN IT (I hate Fritos and that wasn't my soda), THEN I HAD TO DRIVE TWENTY MILES NORTH EAST OF MY HOUSE (so fifty miles from where my truck was) WITH NO LISCENCE PLATES TO GET MY STUFF (including my plates). When I got there it cost me $35 to get all released.
BELEIVE ME YOU DON'T WANT TO BE REPO'D.
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joe_himself
Dodge Dakota
JOIN HERE
12/05/2002
03:21:07
| RE: WHEN DO REPO BEGINS????
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Message:
All i know here in kanada if your late.. contact them they will let it slide.. but if you dont contact them they will send a letter saying you owe this much for late payments.. then if no money is supplied there will be a letter again for the same ammount of late.. then another letter for full ammount.. if not payed in 10 days repo guy comes.. but he cant take your vehicle unless he speaks with you and lets you know hes taking it.. he cant just take it without anyone knowing.. they dont have to let you know where they are taking it either.. sometimes you wont find out untill you pay the money to get the truck back..plus baillif fees and impound fees.. and if you dont pay it by another 10 days they sell it at auction and you still owe the bank or whoever the remaining balance.. for my truck i had a 15,000 loan at 6% for 4 years.. i made bi-weekly payments for a year then i paid my truck off completely by selling some other things to get the money to pay it.. sometimes a little sacrifice is worth alot..
my 2 cents..
joe_himself
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JC
Dodge Dakota
JOIN HERE
12/05/2002
20:28:46
| RE: WHEN DO REPO BEGINS????
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Message:
Can't afford the bills, don't buy the wheels.
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BigJoe
Dodge Dakota
JOIN HERE
12/06/2002
00:02:37
| RE: WHEN DO REPO BEGINS????
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Message:
JC sometimes it ain't that simple, things come up, and you have to prioritize. I was just getting everything else in my life back in order when the enveloppe with my payment got returned instead of making it to Chrysler. I'm mad at Chrysler (actually my local dealership because of some things I found out five years after purchase that were wrong in my paper work), because of things outside of the repo. I'm not too pissed about that, they did what they had to.
-Joe
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