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garwood
Dodge Dakota
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11/23/2004
09:22:48
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 Subject: Did I buy an accordion?
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I just bought a 2001 Dakota SLT and went to my insurance agent. I expected an increase, but it was more than I expected. So I asked how much it would be with if I had bought a 2001 F-150. That was $100 less! Only thing I can figure is these suffer a lot of damage in an accident. I've never driven anything with this little metal around me.
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Dan M
Dodge Dakota
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11/23/2004
10:20:06
| RE: Did I buy an accordion?
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My 95 CC 4x4 3.9 is cheaper than my wife's '95 3.8 mustang.
Have you checked other insurance companies? I've been using Farm Bureau for 10 years, I check rates 1-2 times a year, noone can come close for me. I've never been in any accident more than "fender benders".
- Dan M
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brian cady
Dodge Dakota
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11/23/2004
10:56:31
| RE: Did I buy an accordion?
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I have a 2002 QC 4x4 SLT PLUS. My insurance in Michigan for full coverage is $754.00 a YEAR. That is with a $500 deductable on Collision and $100 deductable on Comprehensive.
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Rue
Dodge Dakota
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11/23/2004
11:07:34
| RE: Did I buy an accordion?
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I'm a 24 year old male living in New Jersey, I have never been into an accident, and I have zero points on my license. I have full coverage on my 02 slt cc with $1000 deductible, and it costs me $1300 for six months of coverage which works out to $2600 a year roughly. Plus I just got a notice from the company saying that rates are going up, I graduated college a year and a half ago and between my truck payment and my insurance it is really tough to save money. I don't think anyone has it as bad as Jersey as far as insurance is concerned.
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JasonB
Dodge Dakota
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11/23/2004
11:10:28
| RE: Did I buy an accordion?
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99 Dak V-8
Tennessee, full coverage with Farm Bureau
approx $560 yr
age 36, clean driving record
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caulk04
Dodge Dakota
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11/23/2004
13:10:53
| RE: Did I buy an accordion?
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02 4by 4.7
I'm 18, clean record and I pay ~2200 a year with 500 collision and 100 comp.
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Mr.Sleepy
Dodge Dakota
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11/23/2004
15:24:49
| RE: Did I buy an accordion?
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Message:
I've seen a couple of Dakotas after front end collisons and they collapse hard. I understand that if you hit a wall or a parked vehicle at 60mph your going to get a chance to see what your engine looks like from the other side. They dent easily, then bang up hard, they are a collison deductible nightmare.
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Rue
Dodge Dakota
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11/23/2004
15:55:40
| RE: Did I buy an accordion?
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I can attest to the fact that they dent easily. I was parked a couple of weeks ago and some ass backed into my right bedside and left a pretty big dent. Luckily I saw him do it and stopped him because his insurance is picking up the $2300 worth of damage, so my rates won't have to be affected at all.
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garwood
Dodge Dakota
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11/23/2004
15:59:47
| RE: Did I buy an accordion?
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Message:
I guess I need to shop around next year. Mine is $870 with $100/500 deductable. Just thought a 14% higher premium over the F-150 was interesting. I'd better save that in gas. I bought it with front end damage so I allready know how much they fold up.
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PYE
Dodge Dakota
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11/23/2004
21:49:31
|  RE: Did I buy an accordion?
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Message:
Werd @ Dakotas denting easily.
My cousin hit my driver-side door with a frisbee and the insurance company said "It's totaled."
But seriously, my Dr. Pepper can puts up more of a fight than my Dakota. :o\
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Artus
Dodge Dakota
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11/24/2004
06:50:03
| RE: Did I buy an accordion?
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I got rear ended in my dakota by some stupid lady in a new VW beetle... low speed.. she got almost all the damage. If you look very very closely, you can see my back bumper is pushed in like 1 or 2 milimeters on the passanger side... negligable. A few months later some assrod hit that same part of the bumper in the parking lot at work and put about an egg sized dent in the bumper. go figure.
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DakotaOwner01
Dodge Dakota
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11/24/2004
22:55:39
| RE: Did I buy an accordion?
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Dodge trucks have the worst rating of all trucks for front and rear low speed impact damage. Consumer reports and nhsb say this. Hence higher insurance.
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Furball69
Dodge Dakota
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11/25/2004
02:07:09
| RE: Did I buy an accordion?
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the manual for my alarm said the 'A' pillar is a good place to thump the car with the palm of your hand when setting the sensitivity of the shock sensor... yup, dented it.
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hybrid
Dodge Dakota
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11/25/2004
13:09:00
| RE: Did I buy an accordion?
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Message:
Try progressive.
I am switching from allstate insurance to progressive next month (policy expires the 20th)
My rates are dropping from $202 a month down to $141 a month with the same coverage. If I pay each renewal in full (6 month premium) I'll save another $20 a month.
I'm 25 with 2 tickets.
My 04 explorer has full coverage
and my 94 civic has comp. (my lill race car thats only driven to and from the track)
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RaZoR1
Dodge Dakota
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11/25/2004
16:47:00
| RE: Did I buy an accordion?
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Message:
I had an 86 honda prelude SE, I was 19 and paying 262 a month for just liability. I bought my dak brand new (4.7, quadcab) and my insurance fully covered was 175 a month. I almost sh*t my pants. Just goes to show your not paying to fix a car, but paying to fix some body in case of an accident. 26 now and paying 168 a month fullly covered for my 2000 dak and a 1994 mazda precidia. That's for me and the girlfriend/wife(pretty much). The insurance company jdoes not know about the blower or any of the mods I've done but they wouldn't pay to fix it anyway.
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